https://www.blockstar.ch/post/an-introduction-to-on-chain-analysis
<aside> 📚 On-chain refers to any information/data regarding transactions (crypto purchases, money exchange, etc)
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<aside> 📚 Whatever transaction you take action on it is publicly available for others to see, through your wallet address. (e.g. for ETH transactions use https://etherscan.io/)
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<aside> 📚 The main benefits of using on-chain data is it keep people annonymous with no record of physical address or proof of ID.
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<aside> 📚 Though the issue of moral hazard rises when lending, due to the anonymous nature of the blockchain
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<aside> 📚 If you lend to someone, exclusively through on-chain, what stop people from artificially inflating their on-chain Information to maximise their loan, then disappear with no way to track their location.
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<aside> 📚 Therefore, this poses the question, if defi is to be trusted, can people trully be anonymous?
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<aside> 👇 Check some of our favourite resources to get started on what credit scoring is all about
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